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How we paid £0 out of pocket for my wife’s funeral*

Read the full story below…

Older couple planning their finances together

Our story

As we got older, we became concerned about unexpected funeral costs.

We wanted to leave something behind…

so we looked for an option that suited our age and budget, without medical exams or complicated paperwork.

Due to our limited income,

saving enough wasn’t possible. Our kids have challenges of their own and we did not want them to worry about our final expenses. Because of our age and health, underwritten life insurance wasn’t an option either.

We found a solution…

with an affordable monthly rate, guaranteed acceptance, and a payout up to £10,000 depending on your age when you apply.

Over-50s life insurance…

is available for UK residents aged 50 to 80 and is designed to help cover funeral expenses, clear the bills and leave a gift for loved ones.

So how did we pay for my wife’s funeral?

We received a payout from her guaranteed acceptance life insurance policy. It helped us cover the funeral costs. At a difficult time, it gave our family one less thing to worry about.

Why are Brits choosing guaranteed life insurance?

1. Guaranteed acceptance: If you’re a UK resident aged between 50 and 80, you’re approved - no health questions asked.
2. Affordable cover: Plans start from just £4.52 per month £4.52 per month**.
3. Fixed payout: After you pass away your loved ones will receive a lump sum to use however they need.
4. No complicated paperwork to apply

Here’s what to do next if you want to get covered:

UK residents aged 50–80 can usually apply in minutes.

1. Select Your Age Below
2. Answer a Few Questions to request a quote (no medical details needed)
3. Receive a call from British Seniors who will provide your free quote and further information

Select your age:

*Ad, not a real testimonial/situation

**For a 50-year-old non-smoker with £1,000 of cover.

By Petra | Last updated Apr, 2026