Born 1945–1975? Without Life Cover, Could Your Family Afford Your Final Costs?

The Reality Your Family Could Face...

Funeral costs in the UK can run into thousands of pounds – and that’s before other bills or debts.

It's no wonder people might want to find a solution.

Why People Put It Off

Nearly half of people buying over 50s life insurance do so for funeral cover.^{^} Some others assume it's too expensive or that health issues will stop them getting insured.

In fact, over 50s plans often guarantee acceptance without medical questions for UK residents aged 50-80.

Could you be missing out by waiting?

How It Works

With fixed premiums** and a chosen cover amount, you can plan exactly what your loved ones will receive.

Giving your family peace of mind in uncertain times.

Why Choose Over 50s Life Insurance?

• ✅ Guaranteed Acceptance: If you’re a UK resident aged between 50 and 80, you’re approved - no health questions asked.

• ✅ Very Affordable: Plans start from just £4.52 per month^*, fitting most budgets.

• ✅ Fixed Payout: After you pass away your loved ones will receive a lump sum to use however they need.

Simple Steps to Get Started

UK residents aged 50–80 can usually apply in minutes.

Help protect your family today.

Getting started is as easy as 1-2-3:

1. Answer a Few Questions: Tell us a bit about yourself (no medical details needed).

2. Choose Your Plan: A representative will contact you to discuss your quote.

3. Relax: You’ll get immediate cover for accidental death, plus death by any cause after 12 months.

Check My Life Insurance Options >>

*For a 50-year-old non-smoker with £1,000 of cover.

**Prices stay the same unless you choose our Increasing Benefit Option. If you choose this, your premiums and benefit amount will increase each year to help combat inflation.

^https://www.onefamily.com/our-story/media-centre/2023/20-million-dont-have-over-50s-life-insurance/

By Paula | Last updated Feb, 2026