Reduce interest rates and take control of your finances by consolidating multiple debts into a single manageable monthly payment.
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Debt consolidation allows you to combine multiple debts into one single payment, usually with less interest. It's one of the most common types of loan and can be a good idea to both reduce your monthly payments and reduce the overall interest on what you owe.
Debt consolidation is a good idea for many reasons.
Firstly, it allows you to reduce your monthly payments and lower overall interest. Debt consolidation loans will normally offer a lower APR than comparative credit cards and loan providers.
Secondly, it'll be easier to keep track of your debt and improve your credit score. A regular one-off payment to service all outstanding debts, over time, can bolster credit history and reflect positively on your credit score.
Our service helps you compare bad credit consolidation quotes through an authorised FCA regulated comparison broker. We realize the process is not always easy so the initial consultation is FREE. There is no obligation to purchase, it's always entirely your choice. If you do decided to proceed, you will be charged a broker fee in line with the broker's fee structure.
Please note all third party lender logos on this site are a trademark of their respective owners. We do no have direct affiliation with these ilenders, although the brokers we are partnered with do. Some of the brokers we work with many not be able to provide quotes from all of the lenders featured.
9.1% APRC Representative.
Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1800, Maximum Broker Fee - 15%); Lender fee (£495). This would result in an overall cost of 9.1% APRC. Minimum Term 12 months. Maximum Term 300 months. Maximum APR charged 65.2%.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.